Showing posts with label Not in their best interests. Show all posts
Showing posts with label Not in their best interests. Show all posts

Tuesday, October 29, 2013

Did They Like It?

Lisa Myers current story about the ACA, the president and health insurance is sure to elicit many adolescent "n'yah n'yah's" from the right wing blogsphere. Yet all the hubbub over this is missing an answer to a key question: Did people like their health insurance?

Before we dive into answering that questions, let's remember a few key facts. First, the people in question who are "losing" their insurance are those in the individual market, not the majority of Americans (85-90%) who get their health insurance through their employers. For me, this translates into most Americans not really caring about "Gotcha #538 of Infinity" because it doesn't affect them. If they liked the president before this still will. If they didn't, they won't and will accuse him of being Richard Nixon. Oh well.

Second, people aren't actually having their policies cancelled as they did in the past. They are being brought up to a certain standard so if they do have have health issues at some point in the future, they aren't going to soak the rest of us. This is a correction to a massive flaw that was in the old system of insurance. That leads us to the third point and back to the question I posed at the start of this post. The market for individual coverage sucks. Premiums rise at the whim of the insurance company, people are kicked off plans or not allowed on for preexisting conditions, rates fluctuate wildly resulting 50 percent of the people in this market are churned through it every year.

So, when the president said, if you like your insurance, you get to keep it, I have to wonder, did people actually like their insurance coverage? Of those that did, how many watch Fox News and read right wing blogs? More importantly, did these people know what was in their policies and was it in their best interest to continue with such policy? I realize that bringing up the words "best interests" is sure to cause an explosive adolescent stomp down the hallway but people who make poor choices in terms of health care affect my life, with or without the ACA, so I welcome the regulation.

If the people in the individual market do not like their insurance or have issues with their current policies, that effectively means the president is not a liar. Did they really like it?

Tuesday, September 04, 2012

Monday, April 30, 2012

Look Out!

Just re-discovered this chestnut from last year that I lost in my "Ideas" file.

You bought into the myth that unions are the cause of America’s demise. You didn’t bother to learn America became a world power when union membership was at its peak. You didn’t bother to learn America became the envy of the world while 1 of every 3 Americans was a union member.

Right. But remember, unions are the biggest threat to our country what with all those teachers, police officers, firefighters and city clerks that make millions a year. Look out!

To make matters worse, you’re again being played for a chump. The same puppets who did nothing while your standard of living decreased are now using the oldest gimmick in the book — jealousy — to continue their assault on American workers. Rather than protect Americans’ jobs, they deflect your attention through jealousy.

“Cut the pay of government workers,” they cry. “Increase their health premiums. Decrease their pensions. Break their unions. After all, you’ve suffered so they should suffer too.” And in your misery, you buy their argument while more jobs head oversees. Pretty stupid, eh?

That's why it cracks me up when I hear all this talk about envy. As usual, it's accurate but it's more of a self description.

Misery does indeed love company.

Wednesday, March 21, 2012